How to Budget for Advanced Hair Education and Choose the Right Classes

Dear Hair Nerd Annie,

I’ve just graduated from cosmetology school, and I’m eager to keep learning through advanced education. The problem is, I’m on a tight budget and unsure how to figure out which classes are worth it. I don’t want to waste money on fluff when I could be investing in my growth. What should I do?

Sincerely, A Strapped Cosmo Baby

Dear Cosmo Baby Budget Boss,

First off, let me say how awesome it is that you’re even thinking about all the advanced education you’ll want to take beyond cosmetology school. That’s a big deal. The fact that you’re already planning for your growth in this industry shows you’re serious about becoming the kind of hairdresser who’s not just good but great. Kudos to you for that!

Now, let’s talk budgeting. Advanced education can feel like a huge financial commitment, but it’s also one of the best investments you can make in your career. Here are a few tips to help you prioritize and plan:



1. Set a Realistic Education Budget

Start by taking an honest look at your finances. How much can you realistically set aside each month for classes? Even $20-$50 a paycheck adds up quickly. Open a separate savings account specifically for education—out of sight, out of mind—and treat it like a non-negotiable expense.

2. Prioritize Classes That Will Grow Your Business

Not all classes are created equal, and it’s important to focus on those that will directly benefit your career. Ask yourself:

  • Will this class teach techniques that are in demand at my salon or with my target clientele?

  • Does the educator have a track record of success in the industry?

  • Will I gain skills that allow me to charge more for services or attract more clients?

3. Do Your Homework on Educators

The beauty industry is full of “Instagram-famous” educators, but a lot of them might not be offering the substance you need. Before committing to a class, research the educator and their work. Look at:

  • Reviews or testimonials from past attendees.

  • The educator’s portfolio (on Instagram or their website) to ensure their style aligns with your goals.

  • What’s included in the class—are they giving actionable techniques or just surface-level tips?



4. Start Local

You don’t have to travel across the country for every class. Check out local salons, distributors, or brands that offer in-person or online classes at a lower cost. Sometimes, regional educators are just as good (if not better) than the big names.

5. Partner with Your Salon

Many salons have education budgets or partnerships with brands to offer discounted or free classes to their stylists. Ask your manager if there are opportunities for in-house training or if they’d be willing to reimburse part of your education expenses.

6. Leverage Online Education

Some of the best education doesn’t require you to leave your house. Platforms like Hairbrained, Free Salon Education, and brand-specific online academies can offer high-quality training at a fraction of the cost of in-person classes. Just be sure to vet them as carefully as you would an in-person class.



Spotting the Real Deal vs. the Crap

The best educators are transparent about what you’ll learn and can show you concrete results their students have achieved. On the flip side, if a class feels overly vague or like it’s all about the educator’s ego rather than your growth, that’s a red flag.

Look for educators who:

  • Share student success stories.

  • Offer detailed course outlines.

  • Check if the class includes post-education support—like a follow-up Q&A, community group, or resources you can access later. Great educators want to see you succeed beyond the class itself..

Avoid those who:

  • Overpromise results, like guaranteeing you’ll “make six figures instantly.”

  • Don’t have much of a professional track record outside of social media.

  • Spend more time hyping their lifestyle than their curriculum.

Every class you take is a stepping stone to becoming the stylist you dream of being. Even if money feels tight right now, start small and work your way up. The key is to keep learning and stay curious, no matter what stage of your career you’re in. You’ve got this, Cosmo Baby—I can already see you killing it!

Here’s to great hair and even greater success,
Always cheering you on,

Hair Nerd Annie

 

This letter is part of the "Dear Cosmo Babies" series, originally inspired by the podcast of the same name. While the podcast is on pause for now, I’m excited to bring you these written pieces to continue sharing advice and insights for the beauty industry. Stay tuned for more written gems and inspiration—because your growth as a professional is always worth the spotlight!


 
Annie | The Hair Nerds

Hi! I’m Annie (she/they), Lead Instructor for @scissorandmoth_social, Creative Director for @thehairnerds and host of #DearCosmoBabies podcast.

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